Hawaii Mortgage Rates Today
Starting at 5.319% APR for a 30-year fixed from local institutions
Rates updated: Monday, March 9, 2026
$800,000
Rates sorted by lowest APR. Sorting is not influenced by advertising or referral fees.
HawaiiUSA FCU#1 Best APR
NCUA InsuredProduct
30-Year Fixed
Rate
5.000%
APR
5.319%
Est. Payment
$4,295/mo
Points: 2Max LTV: 80%Updated 4d ago
HawaiiUSA FCU#2
NCUA InsuredProduct
30-Year Fixed (Low Points)
Rate
5.375%
APR
5.549%
Est. Payment
$4,480/mo
Points: 0.375Max LTV: 80%Updated 4d ago
BOH
Bank of Hawaii#3
FDIC InsuredProduct
30-Year Fixed
Rate
5.500%
APR
5.684%
Est. Payment
$4,542/mo
Points: 2Max LTV: 80%Updated 3d ago
American Savings
FDIC InsuredProduct
30-Year Fixed
Rate
5.500%
APR
5.720%
Est. Payment
$4,542/mo
Points: 2Max LTV: 80%Updated 10d ago
Points: 2.25Max LTV: 80%Updated 3d ago
CPB
Central Pacific
FDIC InsuredProduct
30-Year Fixed
Rate
5.750%
APR
6.068%
Est. Payment
$4,669/mo
Points: 2Max LTV: 80%Updated today
Hawaii State FCU
NCUA InsuredProduct
30-Year Fixed
Rate
6.000%
APR
6.140%
Est. Payment
$4,796/mo
Points: NoneMax LTV: 80%Updated 6d ago
Aloha Pacific FCU
NCUA InsuredProduct
30-Year Fixed
Rate
6.125%
APR
6.250%
Est. Payment
$4,861/mo
Points: NoneMax LTV: 80%Updated 6d ago
Pearl Hawaii FCU
NCUA InsuredProduct
30-Year Fixed
Rate
6.250%
APR
6.375%
Est. Payment
$4,926/mo
Points: NoneMax LTV: 80%Updated 8d ago
Hawaii State FCU
NCUA InsuredProduct
30-Year Fixed (No Points)
Rate
6.875%
APR
6.994%
Est. Payment
$5,255/mo
Points: NoneMax LTV: 80%Updated 6d ago
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Hawaii Mortgage Calculator
Defaults reflect Hawaii's high conforming limit of $1,249,125
$950,000
$190,000
Monthly P&I
$4,679
Est. Total
$5,194
incl. tax & insurance
Loan Amount
$760,000
Total Interest
$924,602
Estimates include property tax at 0.35% and homeowner's insurance at 0.30% of home value. Actual costs vary. Does not include HOA, PMI, or other fees.
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