HNB
Hawaii National Bank HELOC rates
FDIC InsuredLast checked Nov 9, 2026
Today's posted HELOC rates from Hawaii National Bank, copied from its own website, and every change we have recorded since Sep 30, 2026. 808rates is independent and not affiliated with Hawaii National; no lender pays to be listed or ranked.
How Hawaii National compares
- HELOC (variable APR after intro)
- 8.05% APR · 10th lowest of 11 (Home Equity Line (24-mo intro))
Today's HELOC rates
Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.
Home Equity Line (24-mo intro)
Intro APR
5.580%
Variable APR
8.05%
Max line
$400,000
Checked Nov 9, 2026Lender's page dated Nov 2, 2026 · sourceConditions: Standard HELOC: owner-occupied 1–4 family primary residence, up to 80% LTV, $10,000 minimum line; requests up to $400,000 may qualify for bank-paid closing costs. Variable APR adjusts quarterly (24.00% cap). $50 annual fee (waived with auto-pay from an HNB account); $500–$1,500 prepayment penalty if paid off with another lender during the intro period.
Home Equity Line (36-mo intro)
Intro APR
5.680%
Variable APR
8.05%
Max line
$400,000
Checked Nov 9, 2026Lender's page dated Nov 2, 2026 · sourceConditions: Standard HELOC: owner-occupied 1–4 family primary residence, up to 80% LTV, $10,000 minimum line; requests up to $400,000 may qualify for bank-paid closing costs. Variable APR adjusts quarterly (24.00% cap). $50 annual fee (waived with auto-pay from an HNB account); $500–$1,500 prepayment penalty if paid off with another lender during the intro period.
Home Equity Line (48-mo intro)
Intro APR
5.780%
Variable APR
8.05%
Max line
$400,000
Checked Nov 9, 2026Lender's page dated Nov 2, 2026 · sourceConditions: Standard HELOC: owner-occupied 1–4 family primary residence, up to 80% LTV, $10,000 minimum line; requests up to $400,000 may qualify for bank-paid closing costs. Variable APR adjusts quarterly (24.00% cap). $50 annual fee (waived with auto-pay from an HNB account); $500–$1,500 prepayment penalty if paid off with another lender during the intro period.
Rate history
Each date is when the rate listed on 808rates.com changed, copied from Hawaii National's page. Our verified history for HELOC rates starts Sep 30, 2026.
Home Equity Line (24-mo intro)
| From | Listed rate |
|---|---|
| Nov 3, 2026 | 8.05% APR |
| Oct 3, 2026 | 7.88% APR |
Home Equity Line (36-mo intro)
| From | Listed rate |
|---|---|
| Nov 3, 2026 | 8.05% APR |
| Oct 3, 2026 | 7.88% APR |
Home Equity Line (48-mo intro)
| From | Listed rate |
|---|---|
| Nov 3, 2026 | 8.05% APR |
| Oct 3, 2026 | 7.88% APR |
More Hawaii National rates
HELOC rates at other Hawaii lenders
Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates