FF
Finance Factors CD rates
FDIC InsuredLast checked Nov 9, 2026
Today's posted CD rates from Finance Factors, copied from its own website, and every change we have recorded since Sep 30, 2026. 808rates is independent and not affiliated with Finance Factors; no lender pays to be listed or ranked.
How Finance Factors compares
- CD / certificate
- 4.00% APY · 4th highest of 8 (36-Month CD Special)
Today's CD rates
36-Month CD Special
APY
4.00%
Minimum
$1,000
Term
36 months
Checked Nov 9, 2026Lender's page dated Sep 28, 2026 · sourceConditions: Opening deposit must come from another financial institution. Hawaii residents and businesses only.
48-Month CD Special
APY
4.00%
Minimum
$1,000
Term
48 months
Checked Nov 9, 2026Lender's page dated Sep 28, 2026 · sourceConditions: Opening deposit must come from another financial institution. Hawaii residents and businesses only.
24-Month eCD Special
APY
3.75%
Minimum
$1,000
Term
24 months
Checked Nov 9, 2026Lender's page dated Sep 28, 2026 · sourceConditions: Open online only. Opening deposit must come from another financial institution. Hawaii residents and businesses only.
24-Month CD Special
APY
3.75%
Minimum
$1,000
Term
24 months
Checked Nov 9, 2026Lender's page dated Sep 28, 2026 · sourceConditions: Opening deposit must come from another financial institution. Hawaii residents and businesses only.
12-Month CD Special
APY
3.30%
Minimum
$1,000
Term
12 months
Checked Nov 9, 2026Lender's page dated Sep 28, 2026 · sourceConditions: Opening deposit must come from another financial institution. Hawaii residents and businesses only.
12-Month eCD Special
APY
3.30%
Minimum
$1,000
Term
12 months
Checked Nov 9, 2026Lender's page dated Sep 28, 2026 · sourceConditions: Open online only. Opening deposit must come from another financial institution. Hawaii residents and businesses only.
6-Month CD Special
APY
3.20%
Minimum
$1,000
Term
6 months
Checked Nov 9, 2026Lender's page dated Sep 28, 2026 · sourceConditions: Opening deposit must come from another financial institution. Hawaii residents and businesses only.
3-Month CD Special
APY
3.15%
Minimum
$1,000
Term
3 months
Checked Nov 9, 2026Lender's page dated Sep 28, 2026 · sourceConditions: Opening deposit must come from another financial institution. Hawaii residents and businesses only.
Rate history
Each date is when the rate listed on 808rates.com changed, copied from Finance Factors's page. Our verified history for CD rates starts Sep 30, 2026.
36-Month CD Special
| From | Listed rate |
|---|---|
| Nov 3, 2026 | 4.00% APY |
| Oct 26, 2026 | 4.25% APY |
| Oct 1, 2026 | 4.00% APY |
48-Month CD Special
| From | Listed rate |
|---|---|
| Nov 3, 2026 | 4.00% APY |
| Oct 26, 2026 | 4.25% APY |
| Oct 1, 2026 | 4.00% APY |
24-Month eCD Special
3.75% APY since Oct 1, 2026, with no change.
24-Month CD Special
| From | Listed rate |
|---|---|
| Nov 3, 2026 | 3.75% APY |
| Oct 26, 2026 | 4.00% APY |
| Oct 1, 2026 | 3.75% APY |
12-Month CD Special
| From | Listed rate |
|---|---|
| Nov 3, 2026 | 3.30% APY |
| Oct 26, 2026 | 3.50% APY |
| Oct 1, 2026 | 3.30% APY |
12-Month eCD Special
3.30% APY since Oct 1, 2026, with no change.
6-Month CD Special
3.20% APY since Oct 1, 2026, with no change.
3-Month CD Special
3.15% APY since Oct 1, 2026, with no change.
More Finance Factors rates
CD rates at other Hawaii lenders
Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates