Pearl Hawaii Federal Credit Union

Pearl Hawaii Federal Credit Union certificate (CD) rates

NCUA InsuredLast checked Nov 9, 2026

Today's posted certificate (CD) rates from Pearl Hawaii Federal Credit Union, copied from its own website, and every change we have recorded since Sep 30, 2026. 808rates is independent and not affiliated with Pearl Hawaii FCU; no lender pays to be listed or ranked.

Open to most Hawaii residents · Check eligibility

How Pearl Hawaii FCU compares

CD / certificate
4.40% APY · 2nd highest of 8 (8-Month Certificate)
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Today's certificate (CD) rates

8-Month Certificate
APY
4.40%
Minimum
$1,000
Term
8 months
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · source
12-Month Certificate
APY
1.25%
Minimum
$1,000
Term
12 months
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · source

Rate history

Each date is when the rate listed on 808rates.com changed, copied from Pearl Hawaii FCU's page. Our verified history for certificate (CD) rates starts Sep 30, 2026.

8-Month Certificate
Changes to 8-Month Certificate
FromListed rate
Oct 30, 20264.40% APY
Sep 30, 20264.05% APY
12-Month Certificate

1.25% APY since Sep 30, 2026, with no change.

More Pearl Hawaii FCU rates

Certificate (CD) rates at other Hawaii lenders

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates