Pearl Hawaii Federal Credit Union

Pearl Hawaii Federal Credit Union personal loan rates

NCUA InsuredLast checked Nov 11, 2026

Today's posted personal loan rates from Pearl Hawaii Federal Credit Union, copied from its own website, and every change we have recorded since Nov 11, 2026. 808rates is independent and not affiliated with Pearl Hawaii FCU; no lender pays to be listed or ranked.

Open to most Hawaii residents · Check eligibility

How Pearl Hawaii FCU compares

Personal loan, 4 years
9.00% APR · tied 2nd lowest of 5 (Personal Loan (4 years))
Personal loan, 5 years
9.50% APR · tied 3rd lowest of 5 (Personal Loan (5 years))
Compare personal loan rates at every Hawaii lender →

Today's personal loan rates

Ranked by lowest published ("as low as") APR, only against loans with the same term.

Personal Loan (3 years)
Term
36 months
APR as low as
8.75%
Max amount
See lender
Checked Nov 11, 2026Lender's page dated Nov 11, 2026 · sourceConditions: "A" tier rate (Pearl's best credit tier; APR shown is "as low as"). Membership required.
Personal Loan (4 years)
Term
48 months
APR as low as
9.00%
Max amount
See lender
Checked Nov 11, 2026Lender's page dated Nov 11, 2026 · sourceConditions: "A" tier rate (Pearl's best credit tier; APR shown is "as low as"). Membership required.
Personal Loan (5 years)
Term
60 months
APR as low as
9.50%
Max amount
See lender
Checked Nov 11, 2026Lender's page dated Nov 11, 2026 · sourceConditions: "A" tier rate (Pearl's best credit tier; APR shown is "as low as"). Membership required.

Rate history

Each date is when the rate listed on 808rates.com changed, copied from Pearl Hawaii FCU's page. Our verified history for personal loan rates starts Nov 11, 2026.

Personal Loan (3 years)

8.75% APR since Nov 11, 2026, with no change.

Personal Loan (4 years)

9.00% APR since Nov 11, 2026, with no change.

Personal Loan (5 years)

9.50% APR since Nov 11, 2026, with no change.

More Pearl Hawaii FCU rates

Personal loan rates at other Hawaii lenders

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates