808Rates
Hawaii State Federal Credit Union

Hawaii State Federal Credit Union mortgage rates

NCUA InsuredLast checked Nov 9, 2026

Today's posted mortgage rates from Hawaii State Federal Credit Union, copied from its own website, and every change we have recorded since Sep 30, 2026. 808rates is independent and not affiliated with Hawaii State FCU; no lender pays to be listed or ranked.

Open to most Hawaii residents · Check eligibility

How Hawaii State FCU compares

30-year fixed
6.557% APR · 3rd lowest of 11 (30-Year Fixed)
15-year fixed
5.793% APR · 3rd lowest of 11 (15-Year Fixed)
Compare mortgage rates at every Hawaii lender →

Today's mortgage rates

15-Year Fixed
Rate
5.500%
APR
5.793%
Points
1.875
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: The displayed rates reflect a limited-time discount of 1.50 discount points. Rates and APRs are "as low as".
15-Year Fixed (Low Points)
Rate
5.750%
APR
5.887%
Points
0.875
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: The displayed rates reflect a limited-time discount of 1.50 discount points. Rates and APRs are "as low as".
30-Year Fixed
Rate
6.375%
APR
6.557%
Points
1.875
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: The displayed rates reflect a limited-time discount of 1.50 discount points; APRs include a limited-time reduction of one origination point. Rates and APRs are "as low as".
30-Year Fixed (Low Points)
Rate
6.625%
APR
6.686%
Points
0.625
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: The displayed rates reflect a limited-time discount of 1.50 discount points; APRs include a limited-time reduction of one origination point. Rates and APRs are "as low as".

Rate history

Each date is when the rate listed on 808rates.com changed, copied from Hawaii State FCU's page. Our verified history for mortgage rates starts Sep 30, 2026.

15-Year Fixed
Changes to 15-Year Fixed
FromListed rate
Nov 9, 20265.793% APR
Nov 7, 20265.859% APR
Nov 5, 20265.773% APR
Nov 4, 20265.812% APR
Nov 3, 20265.879% APR
Oct 31, 20265.919% APR
Oct 30, 20265.859% APR
Oct 29, 20265.899% APR
Oct 26, 20265.939% APR
Oct 25, 20266.065% APR
Oct 23, 20265.939% APR
Oct 22, 20265.919% APR
Oct 21, 20266.065% APR
Oct 19, 20266.151% APR
Oct 17, 20266.171% APR
Oct 16, 20266.065% APR
Oct 15, 20266.045% APR
Oct 14, 20266.171% APR
Oct 13, 20266.151% APR
Oct 12, 20266.191% APR
Oct 10, 20266.277% APR
Oct 9, 20266.191% APR
Oct 8, 20266.171% APR
Oct 6, 20266.277% APR
Oct 5, 20266.317% APR
Oct 3, 20266.363% APR
Oct 2, 20266.277% APR
Oct 1, 20266.191% APR
Sep 30, 20266.383% APR
15-Year Fixed (Low Points)
Changes to 15-Year Fixed (Low Points)
FromListed rate
Nov 9, 20265.887% APR
Nov 7, 20265.973% APR
Nov 5, 20265.867% APR
Nov 4, 20265.887% APR
Nov 3, 20265.992% APR
Oct 31, 20266.118% APR
Oct 30, 20265.992% APR
Oct 29, 20266.032% APR
Oct 26, 20266.138% APR
Oct 25, 20266.223% APR
Oct 23, 20266.157% APR
Oct 22, 20266.138% APR
Oct 19, 20266.223% APR
Oct 17, 20266.243% APR
Oct 15, 20266.204% APR
Oct 14, 20266.243% APR
Oct 12, 20266.263% APR
Oct 10, 20266.389% APR
Oct 9, 20266.263% APR
Oct 8, 20266.243% APR
Oct 6, 20266.283% APR
Oct 5, 20266.389% APR
Oct 3, 20266.474% APR
Oct 2, 20266.369% APR
Oct 1, 20266.263% APR
Sep 30, 20266.494% APR
30-Year Fixed
Changes to 30-Year Fixed
FromListed rate
Nov 9, 20266.557% APR
Nov 7, 20266.658% APR
Nov 5, 20266.544% APR
Nov 4, 20266.569% APR
Nov 3, 20266.683% APR
Oct 31, 20266.772% APR
Oct 30, 20266.683% APR
Oct 29, 20266.695% APR
Oct 26, 20266.784% APR
Oct 25, 20266.822% APR
Oct 23, 20266.784% APR
Oct 22, 20266.772% APR
Oct 21, 20266.911% APR
Oct 20, 20266.923% APR
Oct 17, 20266.936% APR
Oct 16, 20266.911% APR
Oct 15, 20266.898% APR
Oct 13, 20266.948% APR
Oct 12, 20267.037% APR
Oct 10, 20267.062% APR
Oct 9, 20267.037% APR
Oct 8, 20267.024% APR
Oct 7, 20267.075% APR
Oct 6, 20267.062% APR
Oct 5, 20267.201% APR
Oct 3, 20267.176% APR
Oct 2, 20267.062% APR
Oct 1, 20267.024% APR
Sep 30, 20267.277% APR
30-Year Fixed (Low Points)
Changes to 30-Year Fixed (Low Points)
FromListed rate
Nov 9, 20266.686% APR
Nov 7, 20266.710% APR
Nov 5, 20266.674% APR
Nov 4, 20266.698% APR
Nov 3, 20266.824% APR
Oct 31, 20266.848% APR
Oct 30, 20266.824% APR
Oct 29, 20266.836% APR
Oct 28, 20266.924% APR
Oct 27, 20266.848% APR
Oct 26, 20266.924% APR
Oct 25, 20266.962% APR
Oct 23, 20266.924% APR
Oct 22, 20266.848% APR
Oct 21, 20266.962% APR
Oct 20, 20267.050% APR
Oct 17, 20267.062% APR
Oct 16, 20266.962% APR
Oct 15, 20266.949% APR
Oct 14, 20267.075% APR
Oct 13, 20267.087% APR
Oct 12, 20267.100% APR
Oct 10, 20267.200% APR
Oct 9, 20267.188% APR
Oct 8, 20267.100% APR
Oct 6, 20267.213% APR
Oct 5, 20267.300% APR
Oct 3, 20267.313% APR
Oct 2, 20267.226% APR
Oct 1, 20267.188% APR
Sep 30, 20267.339% APR

More Hawaii State FCU rates

Mortgage rates at other Hawaii lenders

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates