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HIFICU

Hawaiian Financial Federal Credit Union auto loan rates

NCUA InsuredLast checked Nov 11, 2026

Today's posted auto loan rates from Hawaiian Financial Federal Credit Union, copied from its own website, and every change we have recorded since Nov 11, 2026. 808rates is independent and not affiliated with Hawaiian Financial FCU; no lender pays to be listed or ranked.

For people who live, work, worship or go to school on Oahu or in Maui County · Check eligibility

How Hawaiian Financial FCU compares

Used car loan, 3 years
5.00% APR · tied lowest of 5 (Used Auto (3 years))
Compare auto loan rates at every Hawaii lender →

Today's auto loan rates

Ranked by lowest published ("as low as") APR, only against loans for the same vehicle type and term.

New Auto (4 years)
Vehicle
New
Term
48 months
APR as low as
4.50%
Checked Nov 11, 2026Lender's page dated Sep 30, 2026 · sourceConditions: Lowest published rate; your APR depends on credit and may be higher. An additional 0.25% discount for hybrid/electric vehicles. Membership required: people who live, work, worship or go to school on Oahu or in Maui County.
New Auto (5 years)
Vehicle
New
Term
60 months
APR as low as
4.75%
Checked Nov 11, 2026Lender's page dated Sep 30, 2026 · sourceConditions: Lowest published rate; your APR depends on credit and may be higher. An additional 0.25% discount for hybrid/electric vehicles. Membership required: people who live, work, worship or go to school on Oahu or in Maui County.
Used Auto (3 years)
Vehicle
Used
Term
36 months
APR as low as
5.00%
Checked Nov 11, 2026Lender's page dated Sep 30, 2026 · sourceConditions: Lowest published rate; your APR depends on credit and may be higher. Used autos up to 6 years old. An additional 0.25% discount for hybrid/electric vehicles. Membership required: people who live, work, worship or go to school on Oahu or in Maui County.
Used Auto (4 years)
Vehicle
Used
Term
48 months
APR as low as
5.25%
Checked Nov 11, 2026Lender's page dated Sep 30, 2026 · sourceConditions: Lowest published rate; your APR depends on credit and may be higher. Used autos up to 6 years old. An additional 0.25% discount for hybrid/electric vehicles. Membership required: people who live, work, worship or go to school on Oahu or in Maui County.
Used Auto (5 years)
Vehicle
Used
Term
60 months
APR as low as
5.50%
Checked Nov 11, 2026Lender's page dated Sep 30, 2026 · sourceConditions: Lowest published rate; your APR depends on credit and may be higher. Used autos up to 6 years old. An additional 0.25% discount for hybrid/electric vehicles. Membership required: people who live, work, worship or go to school on Oahu or in Maui County.

Rate history

Each date is when the rate listed on 808rates.com changed, copied from Hawaiian Financial FCU's page. Our verified history for auto loan rates starts Nov 11, 2026.

New Auto (4 years)

4.50% APR since Nov 11, 2026, with no change.

New Auto (5 years)

4.75% APR since Nov 11, 2026, with no change.

Used Auto (3 years)

5.00% APR since Nov 11, 2026, with no change.

Used Auto (4 years)

5.25% APR since Nov 11, 2026, with no change.

Used Auto (5 years)

5.50% APR since Nov 11, 2026, with no change.

More Hawaiian Financial FCU rates

Auto loan rates at other Hawaii lenders

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates