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Lokahi Federal Credit Union auto loan rates

NCUA InsuredLast checked Nov 11, 2026

Today's posted auto loan rates from Lokahi Federal Credit Union, copied from its own website, and every change we have recorded since Nov 11, 2026. 808rates is independent and not affiliated with Lokahi FCU; no lender pays to be listed or ranked.

For people who live, work, worship or attend school on Oahu · Check eligibility

How Lokahi FCU compares

New car loan, 3 years
4.00% APR · lowest of 4 (New Auto (up to 3 years))
Used car loan, 3 years
5.00% APR · tied lowest of 5 (Used Auto (up to 3 years))
Compare auto loan rates at every Hawaii lender →

Today's auto loan rates

Ranked by lowest published ("as low as") APR, only against loans for the same vehicle type and term.

New Auto (up to 3 years)
Vehicle
New
Term
36 months
APR as low as
4.00%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Best rate is based on a 36-month term with 20% or more down; higher rates may apply by term and credit. Automatic payment from a Lokahi FCU savings or checking account required. Electric or hybrid vehicles get 0.50% off. Membership required: people who live, work, worship or attend school on Oahu. Up to 140% of MSRP.
New Auto (up to 4 years)
Vehicle
New
Term
48 months
APR as low as
4.50%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Best rate is based on a 36-month term with 20% or more down; higher rates may apply by term and credit. Automatic payment from a Lokahi FCU savings or checking account required. Electric or hybrid vehicles get 0.50% off. Membership required: people who live, work, worship or attend school on Oahu. Up to 140% of MSRP.
New Auto (up to 5 years, $15,000+)
Vehicle
New
Term
60 months
APR as low as
4.75%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Best rate is based on a 36-month term with 20% or more down; higher rates may apply by term and credit. Automatic payment from a Lokahi FCU savings or checking account required. Electric or hybrid vehicles get 0.50% off. Membership required: people who live, work, worship or attend school on Oahu. 5-year term for loans of $15,000 or more. Up to 140% of MSRP.
Used Auto (up to 3 years)
Vehicle
Used
Term
36 months
APR as low as
5.00%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Best rate is based on a 36-month term with 20% or more down; higher rates may apply by term and credit. Automatic payment from a Lokahi FCU savings or checking account required. Electric or hybrid vehicles get 0.50% off. Membership required: people who live, work, worship or attend school on Oahu. Up to 120% of Kelley Blue Book retail value.
Used Auto (up to 4 years)
Vehicle
Used
Term
48 months
APR as low as
5.50%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Best rate is based on a 36-month term with 20% or more down; higher rates may apply by term and credit. Automatic payment from a Lokahi FCU savings or checking account required. Electric or hybrid vehicles get 0.50% off. Membership required: people who live, work, worship or attend school on Oahu. Up to 120% of Kelley Blue Book retail value.
Used Auto (up to 5 years, $15,000+)
Vehicle
Used
Term
60 months
APR as low as
5.75%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Best rate is based on a 36-month term with 20% or more down; higher rates may apply by term and credit. Automatic payment from a Lokahi FCU savings or checking account required. Electric or hybrid vehicles get 0.50% off. Membership required: people who live, work, worship or attend school on Oahu. 5-year term for loans of $15,000 or more. Up to 120% of Kelley Blue Book retail value.

Rate history

Each date is when the rate listed on 808rates.com changed, copied from Lokahi FCU's page. Our verified history for auto loan rates starts Nov 11, 2026.

New Auto (up to 3 years)

4.00% APR since Nov 11, 2026, with no change.

New Auto (up to 4 years)

4.50% APR since Nov 11, 2026, with no change.

New Auto (up to 5 years, $15,000+)

4.75% APR since Nov 11, 2026, with no change.

Used Auto (up to 3 years)

5.00% APR since Nov 11, 2026, with no change.

Used Auto (up to 4 years)

5.50% APR since Nov 11, 2026, with no change.

Used Auto (up to 5 years, $15,000+)

5.75% APR since Nov 11, 2026, with no change.

More Lokahi FCU rates

Auto loan rates at other Hawaii lenders

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates