808Rates
American Savings Bank

American Savings Bank rates

FDIC InsuredLast checked Oct 2, 2026

Today's posted mortgage, HELOC, savings and CD rates from American Savings Bank, copied from its own website and checked every business day. 808rates is independent and not affiliated with American Savings; no lender pays to be listed or ranked. American Savings website

How American Savings compares

Each lender's best posted rate in each category, among the lenders we track that post one. Rates may carry conditions (membership, credit tier, balance, island); see each row below.

30-year fixed
7.303% APR · 4th lowest of 7 (30-Year Fixed)
15-year fixed
6.663% APR · 4th lowest of 7 (15-Year Fixed)
HELOC (variable APR after intro)
7.00% APR · 3rd lowest of 7 (Equity Express HELOC (2-yr intro))
Savings
0.02% APY · 9th highest of 9 (Statement Savings)
CD / certificate
2.75% APY · 8th highest of 8 (6-Month Special CD)

Mortgage rates

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15-Year Fixed
Rate
6.250%
APR
6.663%
Points
2
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source
7/6 ARM
Rate
6.375%
APR
6.675%
Points
1.875
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source
10/6 ARM
Rate
6.500%
APR
6.830%
Points
2.75
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source
30-Year VA Fixed
Rate
7.000%
APR
7.272%
Points
None
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · sourceConditions: APR includes a 2.3% VA funding fee.
30-Year Jumbo Fixed
Rate
7.000%
APR
7.297%
Points
2.375
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source
30-Year Fixed
Rate
7.000%
APR
7.303%
Points
2.375
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source

Home equity lines (HELOC)

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Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.

Equity Express HELOC (2-yr intro)
Intro APR
5.750%
Variable APR
7.00%
Max line
$1,000,000
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · sourceConditions: Intro APR requires auto-pay from an ASB personal checking account; applications received 10/1–11/15/2026 that fund by 12/15/2026. 7.00% is the lowest variable APR (margin depends on credit, occupancy and CLTV).

Savings accounts

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Statement Savings
APY
0.02%
Minimum
$100
Term
—
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source
Money Market
APY
0.02%
Minimum
$2,500
Term
—
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source

CDs

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6-Month Special CD
APY
2.75%
Minimum
$10,000
Term
6 months
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · sourceConditions: $10,000 minimum from another institution.

Other Hawaii lenders we track

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates