808Rates
First Hawaiian Bank

First Hawaiian Bank rates

FDIC InsuredLast checked Oct 2, 2026

Today's posted mortgage, HELOC, savings and CD rates from First Hawaiian Bank, copied from its own website and checked every business day. 808rates is independent and not affiliated with First Hawaiian; no lender pays to be listed or ranked. First Hawaiian website

How First Hawaiian compares

Each lender's best posted rate in each category, among the lenders we track that post one. Rates may carry conditions (membership, credit tier, balance, island); see each row below.

30-year fixed
7.430% APR · 5th lowest of 7 (30-Year Fixed)
15-year fixed
6.880% APR · 6th lowest of 7 (15-Year Fixed)
HELOC (variable APR after intro)
8.62% APR · 7th lowest of 7 (Home Equity Line (24-mo intro))
Savings
2.15% APY · 3rd highest of 9 (YesSavings ($100K+ Combined APY))
CD / certificate
3.05% APY · 7th highest of 8 (6-Month Online CD (Promo))

Mortgage rates

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5/6 ARM
Rate
6.250%
APR
6.680%
Points
1.875
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source
3/6 ARM
Rate
6.125%
APR
6.680%
Points
1.875
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source
7/6 ARM
Rate
6.375%
APR
6.730%
Points
1.875
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source
10/6 ARM
Rate
6.500%
APR
6.780%
Points
1.875
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source
15-Year Fixed
Rate
6.375%
APR
6.880%
Points
2.125
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source
30-Year Fixed
Rate
7.125%
APR
7.430%
Points
2
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source

Home equity lines (HELOC)

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Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.

Home Equity Line (24-mo intro)
Intro APR
5.800%
Variable APR
8.62%
Max line
See lender
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · sourceConditions: Intro APR requires auto-pay from an FHB account (0.25% higher without) and applies to applications received 10/1–10/31/2026. $100 annual fee.
Home Equity Line (36-mo intro)
Intro APR
5.850%
Variable APR
8.62%
Max line
See lender
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · sourceConditions: Intro APR requires auto-pay from an FHB account (0.25% higher without) and applies to applications received 10/1–10/31/2026. $100 annual fee.
Home Equity Line (48-mo intro)
Intro APR
5.900%
Variable APR
8.62%
Max line
See lender
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · sourceConditions: Intro APR requires auto-pay from an FHB account (0.25% higher without) and applies to applications received 10/1–10/31/2026. $100 annual fee.
Home Equity Line (60-mo intro)
Intro APR
5.950%
Variable APR
8.62%
Max line
See lender
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · sourceConditions: Intro APR requires auto-pay from an FHB account (0.25% higher without) and applies to applications received 10/1–10/31/2026. $100 annual fee.

Savings accounts

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YesSavings ($100K+ Combined APY)
APY
2.15%
Minimum
$100,000
Term
—
Checked Oct 2, 2026Lender's page dated Sep 3, 2026 · sourceConditions: Combined APY for $100,000–$249,999.99 balances; requires a Priority Banking Gold or Platinum checking account, a $10,000 opening deposit from another institution, and a $25+ deposit each month (otherwise the 1.00% base APY applies).
MaxiMizer ($100K+)
APY
0.04%
Minimum
$100,000
Term
—
Checked Oct 2, 2026Lender's page dated Sep 3, 2026 · source
Regular Savings
APY
0.02%
Minimum
$20
Term
—
Checked Oct 2, 2026Lender's page dated Sep 3, 2026 · source

CDs

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6-Month Online CD (Promo)
APY
3.05%
Minimum
$1,000
Term
6 months
Checked Oct 2, 2026Lender's page dated Sep 3, 2026 · sourceConditions: Opened online at fhb.com; personal accounts only; $250,000 maximum.
6-Month CD (Promo)
APY
3.00%
Minimum
$1,000
Term
6 months
Checked Oct 2, 2026Lender's page dated Sep 3, 2026 · sourceConditions: In-branch promo; requires an FHB checking account. Priority Banking customers earn 3.05% APY.
3-Month CD (Promo)
APY
2.95%
Minimum
$1,000
Term
3 months
Checked Oct 2, 2026Lender's page dated Sep 3, 2026 · sourceConditions: In-branch promo; requires an FHB checking account. Priority Banking customers earn 3.00% APY.
12-Month Online CD (Promo)
APY
2.90%
Minimum
$1,000
Term
12 months
Checked Oct 2, 2026Lender's page dated Sep 3, 2026 · sourceConditions: Opened online at fhb.com; personal accounts only; $250,000 maximum.
12-Month CD (Promo)
APY
2.85%
Minimum
$1,000
Term
12 months
Checked Oct 2, 2026Lender's page dated Sep 3, 2026 · sourceConditions: In-branch promo; requires an FHB checking account. Priority Banking customers earn 2.90% APY.

Other Hawaii lenders we track

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates