CPB
Central Pacific Bank rates
FDIC InsuredLast checked Oct 2, 2026
Today's posted mortgage, HELOC, savings and CD rates from Central Pacific Bank, copied from its own website and checked every business day. 808rates is independent and not affiliated with Central Pacific; no lender pays to be listed or ranked. Central Pacific website
How Central Pacific compares
Each lender's best posted rate in each category, among the lenders we track that post one. Rates may carry conditions (membership, credit tier, balance, island); see each row below.
- 30-year fixed
- 7.495% APR · 7th lowest of 7 (30-Year Fixed)
- 15-year fixed
- 6.908% APR · 7th lowest of 7 (15-Year Fixed)
- HELOC (variable APR after intro)
- 8.00% APR · 6th lowest of 7 (Home Equity Line of Credit (2-yr intro))
- Savings
- 0.02% APY · 8th highest of 9 (Personal Savings)
- CD / certificate
- 3.15% APY · 6th highest of 8 (Exceptional CD Special)
Mortgage rates
Compare all lenders →15-Year Fixed
Rate
6.375%
APR
6.908%
Points
1.875
Checked Oct 2, 2026Lender's page dated Oct 2, 2026 · sourceConditions: Priced with a 30-day rate lock.
30-Year Jumbo Fixed
Rate
6.875%
APR
7.172%
Points
1.5
Checked Oct 2, 2026Lender's page dated Oct 2, 2026 · sourceConditions: Loan amounts over $1,249,125. Priced with a 30-day rate lock.
30-Year Fixed
Rate
7.125%
APR
7.495%
Points
2.125
Checked Oct 2, 2026Lender's page dated Oct 2, 2026 · sourceConditions: Priced with a 30-day rate lock.
Home equity lines (HELOC)
Compare all lenders →Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.
Home Equity Line of Credit (2-yr intro)
Intro APR
5.400%
Variable APR
8.00%
Max line
$1,000,000
Checked Oct 2, 2026Lender's page dated Sep 17, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.
Home Equity Line of Credit (3-yr intro)
Intro APR
5.750%
Variable APR
8.00%
Max line
$1,000,000
Checked Oct 2, 2026Lender's page dated Sep 17, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.
Home Equity Line of Credit (4-yr intro)
Intro APR
5.850%
Variable APR
8.00%
Max line
$1,000,000
Checked Oct 2, 2026Lender's page dated Sep 17, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.
Home Equity Line of Credit (5-yr intro)
Intro APR
5.900%
Variable APR
8.00%
Max line
$1,000,000
Checked Oct 2, 2026Lender's page dated Sep 17, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.
Savings accounts
Compare all lenders →Exceptional CD Special
APY
3.15%
Minimum
$20,000
Term
6 months
Checked Oct 2, 2026Lender's page date not recorded · sourceConditions: $20,000 minimum, of which $10,000 must be new money from another institution; requires a CPB Exceptional Checking account. Limited-time offer.
Other Hawaii lenders we track
- First Hawaiian Bank
- Bank of Hawaii
- American Savings Bank
- Hawaii State Federal Credit Union
- Pearl Hawaii Federal Credit Union
- Finance Factors
- University of Hawaii Federal Credit Union
- Hawaii Central Federal Credit Union
Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates