BOH
Bank of Hawaii rates
FDIC InsuredLast checked Oct 2, 2026
Today's posted mortgage, HELOC, savings and CD rates from Bank of Hawaii, copied from its own website and checked every business day. 808rates is independent and not affiliated with Bank of Hawaii; no lender pays to be listed or ranked. Bank of Hawaii website
How Bank of Hawaii compares
Each lender's best posted rate in each category, among the lenders we track that post one. Rates may carry conditions (membership, credit tier, balance, island); see each row below.
- 30-year fixed
- 7.075% APR · 3rd lowest of 7 (30-Year Fixed)
- 15-year fixed
- 6.620% APR · 3rd lowest of 7 (15-Year Fixed)
- HELOC (variable APR after intro)
- 7.50% APR · 5th lowest of 7 (Bankoh Home EquityLine (24-mo intro))
- Savings
- 2.36% APY · 2nd highest of 9 (Bankohana Savings Special ($100K+ balance))
- CD / certificate
- 3.40% APY · 5th highest of 8 (12-Month Bankohana New Money Special)
Mortgage rates
Compare all lenders →15-Year Fixed
Rate
6.500%
APR
6.620%
Points
0.75
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · source
15-Year Jumbo Fixed
Rate
6.500%
APR
6.680%
Points
1.125
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · sourceConditions: For loan amounts greater than $999,999.
20-Year Jumbo Fixed
Rate
6.875%
APR
7.037%
Points
1.25
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · sourceConditions: For loan amounts greater than $999,999.
30-Year VA Fixed
Rate
6.750%
APR
7.242%
Points
1.25
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · sourceConditions: APR includes a 3.30% VA funding fee. 60-day rate lock.
30-Year Jumbo Fixed
Rate
7.250%
APR
7.326%
Points
0.75
Checked Oct 2, 2026Lender's page dated Oct 1, 2026 · sourceConditions: For loan amounts greater than $999,999.
Home equity lines (HELOC)
Compare all lenders →Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.
Bankoh Home EquityLine (24-mo intro)
Intro APR
5.750%
Variable APR
7.50%
Max line
See lender
Checked Oct 2, 2026Lender's page dated Sep 21, 2026 · sourceConditions: Intro APR requires auto-pay from a BOH checking or savings account; applications received 10/1–10/15/2026. 7.50% variable APR is for a second lien behind a BOH first mortgage (7.25%–8.00% otherwise). $100 annual fee.
Bankoh Home EquityLine (36-mo intro)
Intro APR
5.800%
Variable APR
7.50%
Max line
See lender
Checked Oct 2, 2026Lender's page dated Sep 21, 2026 · sourceConditions: Intro APR requires auto-pay from a BOH checking or savings account; applications received 10/1–10/15/2026. 7.50% variable APR is for a second lien behind a BOH first mortgage (7.25%–8.00% otherwise). $100 annual fee.
Bankoh Home EquityLine (48-mo intro)
Intro APR
5.850%
Variable APR
7.50%
Max line
See lender
Checked Oct 2, 2026Lender's page dated Sep 21, 2026 · sourceConditions: Intro APR requires auto-pay from a BOH checking or savings account; applications received 10/1–10/15/2026. 7.50% variable APR is for a second lien behind a BOH first mortgage (7.25%–8.00% otherwise). $100 annual fee.
Bankoh Home EquityLine (60-mo intro)
Intro APR
5.900%
Variable APR
7.50%
Max line
See lender
Checked Oct 2, 2026Lender's page dated Sep 21, 2026 · sourceConditions: Intro APR requires auto-pay from a BOH checking or savings account; applications received 10/1–10/15/2026. 7.50% variable APR is for a second lien behind a BOH first mortgage (7.25%–8.00% otherwise). $100 annual fee.
Savings accounts
Compare all lenders →Bankohana Savings Special ($100K+ balance)
APY
2.36%
Minimum
$100,000
Term
—
Includes a 3.25% promotional interest rate for 90 days (an interest rate, not an APY).
Checked Oct 2, 2026Lender's page dated Jun 1, 2026 · sourceConditions: Requires a Bankohana Bonus Rate Savings Plus account, a Bankohana checking account, and $25,000 of new money from another institution within 30 days. After 90 days the account reverts to the variable APY (2.05% as of 6/1/2026).
Bankohana Bonus Rate Savings Plus ($100K+)
APY
2.05%
Minimum
$100,000
Term
—
Checked Oct 2, 2026Lender's page dated Jun 1, 2026 · sourceConditions: Variable APY; requires a Bankohana checking account.
Bankohana Savings Special (under $100K)
APY
1.30%
Minimum
$25,000
Term
—
Includes a 3.25% promotional interest rate for 90 days (an interest rate, not an APY).
Checked Oct 2, 2026Lender's page dated Jun 1, 2026 · sourceConditions: Requires a Bankohana Bonus Rate Savings Plus account, a Bankohana checking account, and $25,000 of new money from another institution within 30 days. After 90 days the account reverts to the variable APY (0.65% as of 6/1/2026).
12-Month Bankohana New Money Special
APY
3.40%
Minimum
$5,000
Term
12 months
Checked Oct 2, 2026Lender's page dated Jul 29, 2026 · sourceConditions: Funded entirely with money from another institution; requires a Bankohana checking account.
6-Month Bankohana New Money Special
APY
3.05%
Minimum
$5,000
Term
6 months
Checked Oct 2, 2026Lender's page dated Jul 29, 2026 · sourceConditions: Funded entirely with money from another institution; requires a Bankohana checking account.
Other Hawaii lenders we track
- First Hawaiian Bank
- Central Pacific Bank
- American Savings Bank
- Hawaii State Federal Credit Union
- Pearl Hawaii Federal Credit Union
- Finance Factors
- University of Hawaii Federal Credit Union
- Hawaii Central Federal Credit Union
Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates